One plan. The margin, in writing.
Most business accounts make their money inside the exchange rate, where you can’t see it. Ours is a line on every quote — and on this page.
Indicative and not contractual.
Six lines, nothing hidden
No tiers, no per-user pricing, and nothing that only shows up on a statement.
| What | Price |
|---|---|
| Monthly account feePer company, not per user | £18.00 |
| GBP payments in and outFaster Payments | No charge |
| Currency conversionShown as a line on every quote, before you accept | 0.45% |
| Virtual cardsIssue and freeze as many as your team needs | No charge |
| Same-day GBP paymentCHAPS, where you need certainty on the day | £15.00 |
| International paymentOn top of the conversion margin above | £3.00 |
Paying a supplier €11,746.90
You convert £10,000 to pay a supplier in Germany. Here’s every number, in the order you’d see them.
- 01You convertFrom your pound balance£10,000.00
- 02At the mid-market rate1.18000 — the rate you’d find quoted anywhere€11,800.00
- 03Our margin, 0.45%£45.00, shown as its own line−€53.10
- 04Atlas Freight receivesYour rate: 1.17469€11,746.90
Example rates. The real rate moves; the margin doesn’t hide in it.
What £18 a month covers
One fee for the company. Everything below is in it.
- A pound accountIn your company’s name, with Faster Payments in and out at no charge.
- Euro and dollar balancesHold, receive and pay in EUR and USD alongside pounds.
- Virtual cardsAs many as your team needs, each with its own limit.
- Your whole teamPer company, not per user. Add the people who need access.
- Two-person approvalsSet a limit; anything above it waits for a second approver.
- StatementsFor every balance, ready to hand to your accountant.
The ones finance directors ask
Is the monthly fee per user?
No. It’s per company. Add the people who need access at no extra cost.
When do I see the conversion margin?
On every quote, as its own line, next to the mid-market rate — before you accept. Not on a statement afterwards.
Is the international payment fee on top of the margin?
Yes. Converting has the margin; sending abroad adds a flat fee. Both are on the quote, so you see the total first.
Do you charge to hold money?
No. There’s no charge for holding a balance in pounds, euros or dollars.
Are these prices final?
Not yet. They’re indicative while our application is decided. Final prices will be published with the account terms.
Indicative and not contractual. Final pricing will be published with the account terms once our application is determined.
Price is only half of it
The other half is whether you’ll be accepted. The criteria are published too.