Declined somewhere else
Declined for a business account?
Most declines come down to the shape of the company, not anything it did. Pick the reason closest to yours — each one says how our published criteria treat it.
Decline reasons
- Declined because a director lives outside the UK?A director living abroad isn’t a reason to decline on its own, under our published criteria.
- Declined because your company is owned by a holding company?Ownership through holding companies, in the UK or abroad, sits inside our criteria — as long as we can trace it to the people at the end.
- Declined because your company is new?Being newly incorporated isn’t a reason to decline on its own, under our published criteria.
- Declined because your income comes from platforms and marketplaces?Income from several platforms or marketplaces is how a lot of businesses get paid. It sits inside our criteria.
- Declined for a business account with no reason given?That’s normal. Providers rarely explain, and often the reason is the shape of your company, not anything you did.