Declined somewhere else
Declined because your company is new?
Being newly incorporated isn’t a reason to decline on its own, under our published criteria.
Why it happens
With no accounts filed and no history, an automated model has nothing to score — so it says no. Every business starts with no history.
What we look at, and what to have ready
What a person looks at
- What you sell, and to whom
- How you expect to get paid
- Who owns and runs the company
What to have ready
- Contracts, first invoices, or a short plan showing what you sell and to whom
- ID for each director and anyone who owns 25% or more
- Your company’s registered number
This is how our published criteria treat it, not a decision about your company. A person decides, within five working days of a complete application. We’re not open for applications yet.
Other reasons
Declined for something else?
See where you’d stand
Six questions, one minute. It runs in your browser and sends us nothing.